Woman with Kalkhoff job bike
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Who can ride my job bike?

23 April 2025

The start has been made: the employer is already offering employees company bike leasing, the dream job bike has been selected and is ready to go. With the help of the selected all-round cover, the company bike is also insured against theft and damage. But does this cover also apply to people other than the registered user if third parties ride the job bike? A good question.

Job bike - Who can use it?

In principle, the company bike belongs to the employee to whom the job bike was made available. However, Lease a Bike does not generally restrict the use of the company bike by third parties. The theft and damage protection included in the all-round cover also makes no exceptions. This means that family members or friends may also use the company bike.

Man riding job bike in summer

Legal framework for private use

Exception in the transfer agreement

However, it is recommended that you ask your employer whether the use of the company bike has been restricted to a specific group of people or a specific person in the contract. For example, private use of the job bike may only be permitted for people who live in the same household as the employee and therefore have a shared registration address.

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What is the transfer agreement?

The company concludes the leasing agreement with the employee or the supplementary agreement to the employment contract on company bike leasing. This regulates the essential points of the leasing of the company bike between the employer and the employee, such as collection and return, handling, all-round protection, behavior in the event of damage and other matters.

Securing use by third parties

Depending on the restriction of the user group by the employer, the persons who are allowed to use the company bike according to the transfer contract are also covered by the included theft and damage protection of the job bike. This means that there are no liability risks for the employee or third parties, provided that use by third parties has not been restricted in the transfer agreement. 

Woman riding job bike in summer

Job bike - private use possible

There is therefore nothing to prevent family members or friends from using the Jobbike privately, provided no other agreements have been made with the employer. 

Important: If the job bike is used by third parties, it makes sense to point out to them that the premium and all-inclusive theft protection only applies if the bike is locked. 

Information on all-round protection

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The fact that the job bike can also be used privately allows employees to make the bike part of their everyday life. Whether for the weekly shop, on the way to the gym or for a bike ride at the weekend - the bike is not only an environmentally friendly alternative to the car, it is also easy on the wallet and improves health. 

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